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Personal finance is a broad and subjective topic that is often expressed as objective, specific rules of thumb, such as “never withdraw more than 4% of your retirement savings a year to make sure your retirement lasts” or “don’t buy a house that costs more than two and a half years’ worth of income”. While […]

Wall Street has been notoriously male dominated since its inception. This pattern has traveled down to elementary-aged school children. Even now, girls are often discouraged from entering finance, math, or stem industries. It’s concerning that many young women may still be discouraged from learning about money. Here are five tips on how to help raise

A new way of looking at fractional share investing is taking the financial world by storm. Investors are starting to think about how much money they can afford to spend rather than how many shares they can afford to buy. Purchasing a piece of Apple or Facebook once meant determining how many shares you could

On the surface, the idea of a frugal lifestyle often doesn’t sound appealing. The thought of frugal living below your means and giving up things that you love, such as your daily coffee run, may sound draining. A frugal lifestyle, however, doesn’t necessarily mean you need to feel deprived. There are simple choices we all

Many individuals may be tempted to be aggressive when crafting savings goals for retirement, so that they can accelerate their financial outlook. Research has shown, however, that it could have the opposite effect. Overly ambitious goals can be intimidating and deter people from sticking to them. Instead, it may be beneficial to consider making smaller

It is no secret that there are numerous benefits from delaying your retirement. A few extra years of work could provide an individual with a higher social security income and a larger savings balance. According to Fox Business, the average worker could increase their annual retirement income by as much as $9,500 by delaying retirement.

2020 taught us that unexpected events can throw a curveball into our lives at any moment. Instead of trying to plan what expenses may look like in a year, it may be a better idea to focus on short-term planning. Many people are opting for shorter, weekly budgets using a weekly budget template rather than

Many working families can benefit from the Earned Income Tax Credit. This credit can be used to reduce the taxes you owe. Millions of eligible people miss out on this credit every year because they don’t file tax returns or are too intimidated by the filing process to take advantage of this According to a

(Millennials) The uncertainty around the COVID-19 pandemic has highlighted the importance of saving. Americans are saving at unprecedented rates. According to the Bureau of Economic Analysis, the average saving rate of 7.6% in 2019 jumped to 33.7% in April 2020 and moved to 13.6% in October, still higher than average. Cash savings are a great