Prime Team

Overview Nurse Corps Loan Repayment Program: Eligibility, Benefits and Application Guide 2026 explains how licensed nurses can have up to 85% of qualifying nursing education debt repaid. This guide covers who qualifies, what the program pays, which employers count, and how the application works, with a worked dollar example and a tax planning tip most […]

Overview Long term care insurance cost ranges from $950 to more than $7,000 a year, depending on your age, gender, and inflation protection. Medicare does not pay for custodial care, and Medicaid requires you to spend down to roughly $2,000 in assets, so physicians must either self-insure or transfer the risk to an insurer. This

Overview Nurse Malpractice Insurance can provide protection that an employer’s policy may not fully offer. Key takeaways: Employer coverage protects the hospital first and may not fully protect your license, career, or personal interests. An individual policy can provide license defense, dedicated legal representation, and portable coverage when you change employers. RN policies typically cost

Overview Nurse Tax Deductions for 2026 can look very different depending on how you earn your income. For many nurses, tax season raises the same question: What can I actually write off? Tax rules changed significantly after 2017, and deductions that were once available to employees may no longer apply. Your employment status matters. W-2

Overview Convertible Term Life Insurance gives physicians and medical professionals the option to switch from term coverage to permanent life insurance without going through a new medical exam, subject to the policy’s terms. Understand how conversion works: Learn when you can convert, how much coverage you can convert, and what happens after conversion.  Know your

Key Takeaways Whole life insurance provides lifetime coverage with a cash value component that grows over time.  Physicians are frequently targeted for whole life pitches, often before addressing priorities like student loans, emergency savings, or retirement contributions.  There are three main types: traditional, participating, and non-participating, each with different features and potential benefits.  Whole life

Overview: Choosing the right medical malpractice insurance in 2026 comes down to a handful of decisions: policy type, coverage limits, tail coverage, and the exclusions hiding in the fine print. Whether you’re a physician in private practice, a resident stepping into your first job, or a medical assistant wondering what coverage applies to you, the

Overview Choosing between 1099 and W2 work is one of the biggest financial decisions a physician or nurse will make in 2026. A higher 1099 rate looks tempting on paper, but once you factor in self-employment tax, lost benefits and retirement contributions, the math changes fast. This blog breaks down the real difference between w2

Overview Medical professionals often carry six-figure student loan balances by the time they finish training, and figuring out how to manage that debt while building a career can feel like a full-time task on its own. The NHSC Loan Repayment Program offers a practical option for primary care, dental, and mental health clinicians who are

Overview Student debt is one of the biggest financial pressures facing healthcare professionals today, and hrsa loan repayment programs offer a practical way to reduce that burden. Through the Health Resources and Services Administration, nurses, physicians, dentists, and behavioral health clinicians can receive tens of thousands of dollars toward their education debt by working in